Bank Charges Bank Charges

Bank Charges

Bank Service Charges

Sr.

Type of Charges

Perticulars

1.

I. C. charges

Rs. 60/- per page * (54 entries)

2.

Cheque return charges (for insufficient funds)

For Inward clearing:-Rs. 250/- per instrument*

For Outward clearing:-Rs. 50/- per instrument*

3.

NACH Mandate Return Charges

For Inward Mandate Return:-Rs. 250/- per instrument*

For Outward Mandate Return:-Rs. 50/- per instrument*

4.

Cheque return charges (for any reason)

For Inward clearing/Transfer:- Rs. 100/- per instrument*

For Outward clearing/Transfer:- Rs. 50/- per instrument*

5.

Stop payment charges

Rs. 50/- per Cheque *

6.

A/c closed charges (with cheque book) (to be recovered if account is closed within 6 months.)

  • i) Saving bank account – Rs. 100/- *

  • ii) Current account - Rs. 250/- * + Recovery of pending I.C. Charges

    • .

7.

A/c closed charges(without cheque book) (to be recovered if account is closed within 6 months.)

Rs. 50/- *

8.

Duplicate Pass-book (Saving Bank)

Rs. 50/- *

9.

Duplicate Pass-book (M.S.Y/ JBY.)

Rs. 20/- *

10.

Locker Rent

  • Small lockers - Size(5x7) : Rs.800/- + GST

  • Medium lockers - Size(5x14) : Rs.1900/- + GST

  • Large lockers - Size(11x14) : Rs.3300/- + GST

  • Locker Size - 7 x 19.5 : 3300/- + GST

  • Locker Size - 7 x 21 : 3300/- + GST

  • Locker Size - 7 x 18 : 3300/- + GST

  • Locker Size - 20 x 15 : 6000/- + GST

  • Locker Size - 16 x 21 : 6000/- + GST

*New Rates are effiective from Due Dates onwardes.

FDR - interest Amount of 3 years Rent (As per RBI guidelines)

11.

Penalty for late payment of Locker Rent

  • Rs. 10/- p.m. for Small locker *

  • Rs. 30/- p.m. for Medium locker *

  • Rs. 40/- p.m. for Large locker *

  • Rs. 50/- p.m. for Extra Large locker *

12.

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs. 50/-* per visit

13.

Signature verification charges

DELETE

14.

Duplicate statement of account

Rs. 25/- per page *

15.

Draft cancellation charges

Rs. 50/- *

16.

Pay order cancellation charges

Rs. 50/- *

17.

Charges for issue of duplicate draft

Rs. 50/- *

18.

Charges for issue of duplicate pay order

Rs. 50/- *

19.

Service Charges for not maintaining minimum balance

Saving Account- Rs. 45/- per quarter * Current Account- Rs. 150/- per quarter * on average quarterly balance.

* Not to be recovered for accounts of staff and students

20.

Issue of drafts / pay orders (other than drafts of nationalised banks)

Rs.1 per thousand with a minimum of Rs. 30/-* maximum Rs. 7500/-*

21.

Cheque Book Charges

  • Saving Account- Rs.50/-*per cheque book of 15 leaves (In a year one cheque book of 15 leaves is free of charge)

  • Current /Cash Credit & Other Account- Rs. 165/-* per cheque bookof 48 leaves (In a account first cheque book is free of charges)

22.

No Dues Certificate

Rs. 50/-*

23.

Enquiries relating to old records (more than 12 months old)

Rs. 100/-* per item

24.

Charges for excess debit entries in Saving account

Rs. 10/-* per debit entry in excess of 100 debit entries per year(Other than UPI Transections)

25.

Issue of Duplicate Share Certificate

Rs. 25/-*

26.

RTGS/NEFT

  • Upto Rs. 10000/- - Rs. 2/-

  • Rs. 10001/- to Rs. 100000/- -Rs. 5/-*

  • Rs. 100001/- to Rs. 200000/- -Rs. 10/-*

  • Rs. 200001/- to Rs. 500000/- -Rs. 25/-*

  • above Rs.500000/- - Rs.50/-*

27.

IMPS Outward Transections (Mobile Banking Channel)

  • Rs.1 to Rs.10,000/- - Free

  • From Rs.10,001/- to Rs.5,00,000/- - Rs.5/-*

28.

Cash Handling Charges

i) Saving
ii) Current
iii) ODCD

For Deposit first 1000 pices free thereafter Rs.5/- + GST per 100 pices or part thereof for the cash deposited in accounts during the day from Home or Non Home Branches .
* Maximum Rs.5000/- +GST

29.

SMS Alert Charges

i) For Saving

ii) Current/CCC/SCC/Hyp

 

i)Rs.15/- per quarter*

ii)Rs.30/- per quarter*

30.

ATM Card Charges

i)ATM AMC Charges

ii)ATM Duplicate/reissue charges

 

i)First Year Free and from 2nd year onward Rs.150/-* p.a

ii)Rs.500/- per Card*

* Plus GST @ 18% which is to be rounded off to next Rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier & Rs.30/- per side for covers sent by Regd. Post/ Speed Post.

Sr.

Particulars of Service Charges

Revised Rates w.e.f. 01/03/2019

1

I. C. charges

Rs. 120/- per page *

2.

Cheque return charges (for insufficient funds)

For Inward clearing:-Rs. 200/- per instrument*

For Outward clearing:-Rs. 50/- per instrument*

3.

Cheque return charges (for any reason)

For Inward clearing:- Rs. 100/- per instrument*

For Outward clearing:- Rs. 50/- per instrument*

4

Stop payment charges

Rs. 100/- per cheque *

5

A/c closed charges (with cheque book) to be recovered if account is closed within 6 months.

  • i) Saving Bank Account – Rs. 100/- *

  • ii) Current Account - Rs. 250/- * + recovery of pending I. C. charges *

6

A/c closed charges (without Cheque Book) to be recovered if account is closed within 6 months.

Rs. 100/- *

7

Duplicate Pass-book (Saving Bank)

Rs. 50/- *

8

Duplicate Pass-book (M.S.Y/ JBY.)

Rs. 20/- *

9

Signature verification charges

Rs. 50/- *

10

Duplicate statement of account

Rs. 25/- per page *

11

Draft cancellation charges

Rs. 100/- *

12

Pay order cancellation charges

Rs. 50/- *

13

Charges for issue of duplicate draft

Rs. 60/- *

14

Charges for issue of duplicate pay order

Rs. 60/- *

15

Collection of cheques sent to our Branches & HDFC Bank

i) Upto Rs. 1000/- - Rs. 10/- * + Postage of both sides

ii) Rs. 1001/- to Rs.10000/- - Rs30/- * + Postage of both sides

iii) Rs. 10001/- to 100000/- -Rs.75* + Postage of both sides

iv) above Rs. 100000/- to Rs. 500000/- -Rs. 200/-* + Postage of both sides

v)above Rs. 500000/- Rs.250/-* + Postage of both sides

Cheque Return Charges - 50% of above charges* + Postage of both sides

16

Collection of Cheques sent to other Banks.

50% of above * + charges of other bank + Postage

17

Collection of cheques received from other Banks.

  • i) Upto Rs. 10000/- - Rs. 20/- *+ Postage + D.D. Commission *

  • ii) Above Rs. 10000/- - Rs.30/- * + Postage + D.D. Commission *

  • iii) For HDFC Bank only Postages to be recovered.

  • iv) Cheque return charges – Upto Rs.10000/- Rs. 20/- * + Postage

  • v)Above Rs. 10000/- Rs. 30/- *+ Postage

18

Bills received for collection (IBC)

  • i) Upto Rs. 10000/- - Rs. 20/- * + postage + D. D. Commission *

  • ii) Above Rs.10000/- - Rs.30/-*+ Rs.1/- per thousand *+postage + D.D. Commission *

  • Bill Return charges Upto Rs. 10000/- Rs. 25/- *+ postage

Above Rs. 10000/- Rs. 35/- *+ postage

19

Service Charges for not maintaining minimum balance

Saving Account- Rs. 45/- per quarter * Current Account- Rs. 150/- per quarter * on average quarterly balance.

* Not to be recovered for accounts of staff and students

20

Issue of drafts / pay orders

Rs.1/- per thousand with a minimum of Rs.30/-*
maximum Rs.7500/-

21

Cheque Book Charges

  • Saving Account- Rs. 36/-*per cheque book of 15 leaves (In a year one Cheque Book of 15 leaves is free of charge)

  • Current /Cash Credit & Other Account- Rs. 115/-* per cheque bookof 48 leaves (In a account first cheque book is free of charges)

22

Charges for excess debit entries in Saving account

Rs. 10/-* per debit entry in excess of 100 debit entries per year

23

No dues Certificate

Rs. 50/- *

24

Enquiries relating to old records (more than 12 months old)

Rs. 100/*- per item

25

Issue of Duplicate Share Certificate

Rs. 25/-*

26

RTGS/NEFT

  • Upto Rs. 10000/- Rs. 2/-

  • Rs. 10001/- to Rs. 100000/- Rs. 5/-*

  • Rs. 100001/- to Rs. 200000/- Rs. 10/-*

  • Rs. 200001/- to Rs. 500000/- Rs. 27/-*

  • above Rs.500000/- Rs.50/-*

27

Locker Rent

  • Small - Rs. 2000/-*

  • Medium - Rs. 3500/-*

  • Large - Rs. 5000/-*

28

Penalty for late payment of locker rent

  • Rs. 40/-* p.m. for Small locker

  • Rs. 70/-* p.m. for Medium locker

  • Rs. 100/*- p.m. for Large locker

29

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs. 50/-* per visit

30

Cash Handling Charges

i) Saving
ii) Current
iii) ODCD

 

For Deposit first 1000 pices free thereafter Rs.5/- + GST per 100 pices or part thereof for the cash deposited in accounts during the day from Home or Non Home Branches .
* Maximum Rs.5000/- +GST

 

v) RD Installment-in cash (Below Rs. 50000/-)

Free

 

vi) TL type Cash-Deposit

Free

 

vii) Transfer/Clearing -Deposit/ Withdrawal Saving, Current, All types of Loan A/cs.

Free

31

SMS Alert Charges

i) For Saving

ii) Current/CCC/SCC/Hyp

 

Rs.15/- per quarter*

Rs.30/- per quarter*

* Plus GST @ 18% which is to be rounded off to next rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier

Sr.

Type of Charges

Particulars

New Charges

Remarks

1

 Processing Charges (Excluding LAGWHR, LAFDR , ODCD)
(A)For New Proposals /Enhancement Amount 0.50%
(Minimum Rs.100/- Maximum Rs.1.00 Lac)
(B) For Review / Renewal
Upto Rs.1.00 Lac Rs.200/-
Above Rs.1.00 Lac to Rs.2.00 Lac Rs.300/-
Above Rs.2.00 Lac to Rs.5.00 Lac Rs.700/-
Above Rs.5.00 Lac to Rs.25.00 Lac Rs.1500/-
Above Rs.25.00 Lac to Rs.100.00 Lac Rs.3500/-
Above Rs.100.00 Lac Rs.3500/- + 0.1% of above of Rs.100.00 Lac
2 Processing Charges for LAGWHR For New / Review / Renewal /Enhancement
Upto Rs.1.00 Lac Rs.200/-
Above Rs.1.00 Lac to Rs.3.00 Lac Rs.300/-
Above Rs.3.00 Lac to Rs.10.00 Lac Rs.500/-
Above Rs.10.00 Lac to Rs.50.00 Lac Rs.700/-
Above Rs.50.00 Lac Rs.1500/-
3 Bank Gurantee Commission i) Amount of Bank Gurantee up to & inclusive of Rs. 2.00 Crore 2.00 % of BG + GST per annum OR Part thereof (Min 3 Months)
ii) Amount of Bank Gurantee above 2 Crore 1.00 % of BG + GST per annum OR Part thereof (Min 3 Months)
iii) Amount of Bank Gurantee against 100% Bank Deposit 0.50 % of BG + GST per annum OR Part thereof (Min 3 Months)

In Case of BG Limit is Sanctioned while determinig the slab of Rs.2.00 Crore, Outstanding of limit be considered.
4 Stock Verification Charges Limit Upto Rs.5.00 Lac NIL
Limit Over Rs.5.00 Lac to Rs.25.00 Lac Rs. 100/- per visit
Limit Over Rs.25.00 Lac to Rs.50.00 Lac Rs. 250/- per visit
Limit Over Rs.50.00 Lac Rs.400/- per visit
For Verification at outstation Centers Charges Applicable as above + Actual transportation charges
5 Lodgement / Delivery in Pledge Accounts Per Lodgement Rs.200/- per lodgement Plus S. Tax
Per Delivery Rs.200/- per delivery
6 Issue of Solvency Certificate Upto Rs.25.00 Lac 0.20% or Minimum Rs.1000/-*
Above Rs.25.00 Lac Rs.5000/- + 0.05% of Above Rs.25.00 Lac (Maximum upto Rs.25000/-)
7 Security Verification Charges (Excluding Stock) Limit Upto Rs.2.00 Lac Rs.100/-
Limit Above Rs.2.00 Lac to Rs.10.00 Lac Rs.300/-
Limit Above Rs.10.00 Lac to Rs.20.00 Lac Rs.500/-
Above Rs.20.00 Lac to Rs.50.00 Lac Rs.1500/-
Limit Above Rs.50.00 Lac to Rs.200.00 Lac Rs.3000/-
Limit Above Rs.200.00 Lac Rs.5000/-
For Verification at outstation centers Charges Applicable as aboive + Actual transportation charges*
8 Discounting of Demand Documentary Bill @1.00% and interest @13.50% p.a. Plus postage (Both sides) *Credit to P/L Intt. (For First Class Bank Only)
9 Inland L.C.s 2% p.a for LCs with 100% cash margin-1%
10 Recovery of Service charges for services other than sanction of credit facilities-
i)Release & Substitution of Personal Guarantee/Collateral security 0.02% of the Limit (Minimum RS.500/- Maximum Rs.10000/- )
11 Delayed submission of Stock Statements (Applicable to limit above 10 lacs) Rs.300/- for every instant of delayed submission of stock Statements for more than 30 days of due date
12 Non submission of Renewal/Review data,including Financial papers Audited B/s etc 0.05% per lac per month for delayed period on the amount of limit (Maximum Rs.1000-/p.m.)
13 Line of Credit Certificate i) Existing borrowers who have credit limit with us Rs.2000/- Plus GST per Certificate
ii)Not borrower but only customer of bank Rs.5000/- Plus GST per Certificate
14 Valuation Charges of Gold ornaments 0.15% of Valuation of Gold (Maximum Rs.1000/- & Minimum Rs.100/- Plus GST)
15 Valuation of Proporty A)For Housing and Home Plus Loans Rs.2500/- per valuation for the proposal
B)Other than Housing and Home Plus Loans

  • i)Valuation upto Rs.2 lakh : Rs.500/-*

  • ii)Valuation Above Rs.2 lakh to 5 lakh : Rs.1000/-*

  • iii)Valuation Above Rs.5 lakh to 25 lakh : Rs.1000/-up to 5 lakh + Above RS.5 lakh to 25 lakh @Rs.50/- per lac (i.e upto Rs. 20 lac) + GST

  • iv)Valuation Above Rs.25 lakh : Rs.2000/-up to 25 lacs + Above RS.25 lacs @Rs.40/- per lac (Maximum Fees Rs. 20000/-) + GST
16 For Spot Visit & Other Charges No Charges within 50kms of branch peripheral
Rs.15/- per km for property beyound 50 kms of branch peripheral (Max Rs.1000/-)

* Plus GST @ 18% which is to be rounded off to next rupee if it is 50 paisa and above.

Banking Facility

RTGS / NEFT / IMPS

Mobile Banking / UPI

ATM / Debit Card

D-Mat

Health Insurance

Life Insurance

General Insurance

Government Subsidy