Recent Updates
NEW अकोला अर्बन बँकेला राष्ट्रीय स्तराचे पुरस्कार प्राप्त - १) Best Co-operative Bank, २) Best KYC Initiative ३) Best Reporting/MIS Initiative व FCBA 2025 Award - Best Risk Management Transformation
DICGC Insured

Deposits safe up to ₹5,00,000

RBI Regulated

Co-operative Banking Licence

ISO 27001:2022

Certified Information Security

256-Bit SSL

End-to-End Encrypted Banking

50+
Years of Public Trust
100%
CBS Connected Network
₹5 Lakh
DICGC Insured Deposits
ISO
27001 Certified Bank

Personal & Business Deposits

Smart savings and term deposit solutions engineered for wealth creation, security, and flexible liquidity.

Everyday Banking
Savings Account

Savings Bank Account

Convenient personal accounts with high liquidity, RuPay debit cards, and instant UPI transfers.

  • Zero / Nominal Balance Accounts
  • Any Branch Banking (ABB) Facility
  • Instant Mobile App & UPI 2.0 Access
  • Free SMS & E-Statement Alerts
For Business
Current Account

Current Accounts

Tailored for traders, enterprises, and professionals needing smooth high-volume transactions.

  • Business & Merchant Trading Accounts
  • Commercial & Corporate Current Accounts
  • Fast RTGS / NEFT / IMPS Operations
  • Custom Overdraft & Cash Flow Support
High Returns
Term Deposits

Term & Fixed Deposits

Guaranteed attractive returns with compounding growth for your hard-earned wealth.

  • Dhanvardhini Term Deposit Scheme
  • Regular Fixed Deposit (FDR) with monthly payout
  • Jankalyan Bachat Yojna (Recurring Deposit)
  • Tax Benefit Term Deposit (Section 80C)

Loans & Credit Solutions

Fulfill your personal aspirations and expand your business with quick approvals and competitive interest rates.

Working Capital
Cash Credit

Working Capital & CC

Continuous liquidity and credit lines to support daily business operations and stock expansion.

  • Hypothecation of Stock & Spares
  • Flexible Cash Credit Limit Facility
  • LAIP (Trade, MSME & Industry)
  • Seamless Annual Renewal Cycles
Popular Loan
Term Loans

Retail & Term Loans

Customized financing solutions for home buying, gold pledged loans, and automobiles.

  • Instant Gold Loan with Minimal Documentation
  • Housing & Home Renovation Loan Scheme
  • Two-Wheeler & Four-Wheeler Auto Loans
  • Commercial Equipment Financing
Instant Liquidity
Loan Against Securities

Loan Against Deposits

Emergency funds without breaking your fixed deposits or sacrificing interest accruals.

  • Loan Against Fixed Deposit (LAFDR)
  • Loan Against JBY Recurring Deposit (LAJBY)
  • Overdraft Facility against FDR
  • Finance against LIC & Government Securities
Our Services

Banking Facilities & Touchpoints

A comprehensive ecosystem of modern banking services designed to make financial management effortless.

Safe Deposit Lockers

High-security lockers available in various sizes with state-of-the-art surveillance.

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RuPay Debit & ATM Cards

EMV chip enabled contactless cards accepted at millions of ATMs and POS across India.

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UPI Payments

Send & receive money instantly via UPI. Fast, secure, and available 24/7.

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Aadhaar Seeding

Link your Aadhaar with bank account for seamless verification and DBT benefits.

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RTGS, NEFT & IMPS

Instant 24x7 nationwide electronic fund transfers with instant confirmation.

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E-Payment & Tax Collection

Seamless online payment of Direct Taxes, GST, and government challans.

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Gold Loan

Instant gold loans with minimal documentation. Get up to 75% of gold value within minutes.

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Demand Draft & Cheque Book

Secure demand drafts and cheque book services for hassle-free transactions.

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Personal Loan

Quick personal loans with competitive rates. Apply online with minimal documentation.

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॥ सहकारेण जनकल्याणम् ।। लोकहितम् मम् करणीयम् ॥
Cooperation for public good — our commitment to your welfare!
Next-Gen Banking

Anytime, Anywhere
Digital Banking

Experience seamless 24x7 banking with our secure Mobile App, UPI, Net Banking, and instant IMPS transfers right from your fingertips.

100% Safe & Secure
ISO 27001 Certified
Instant Transfers
24x7 IMPS, RTGS & NEFT
UPI & QR Payments
Scan & Pay instantly
24/7 Availability
Bank anytime, anywhere
AUCB Mobile Banking
Download Akola Urban Mobile Banking Application

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