Blink सर्व डी-मॅट खातेदारांना जाहीर सूचना Blink List of Inoperative or Dormat Accounts Cyber Security Awareness
Bank Charges Bank Charges

Bank Charges

Bank Service Charges

Sr.

Type of Charges

Perticulars

1.

I. C. charges

Rs. 60/- per page * (54 entries)

2.

Cheque return charges (for insufficient funds)

For Inward clearing:-Rs. 250/- per instrument*

For Outward clearing:-Rs. 50/- per instrument*

3.

NACH Mandate Return Charges

For Inward Mandate Return:-Rs. 250/- per instrument*

For Outward Mandate Return:-Rs. 50/- per instrument*

4.

Cheque return charges (for any reason)

For Inward clearing/Transfer:- Rs. 100/- per instrument*

For Outward clearing/Transfer:- Rs. 50/- per instrument*

5.

Stop payment charges

Rs. 50/- per Cheque *

6.

A/c closed charges (with cheque book) (to be recovered if account is closed within 6 months.)

  • i) Saving bank account – Rs. 100/- *

  • ii) Current account - Rs. 250/- * + Recovery of pending I.C. Charges

    • .

7.

A/c closed charges(without cheque book) (to be recovered if account is closed within 6 months.)

Rs. 50/- *

8.

Duplicate Pass-book (Saving Bank)

Rs. 50/- *

9.

Duplicate Pass-book (M.S.Y/ JBY.)

Rs. 20/- *

10.

Locker Rent

  • Small lockers - Size(5x7) : Rs.800/- + GST

  • Medium lockers - Size(5x14) : Rs.1900/- + GST

  • Large lockers - Size(11x14) : Rs.3300/- + GST

  • Locker Size - 7 x 19.5 : 3300/- + GST

  • Locker Size - 7 x 21 : 3300/- + GST

  • Locker Size - 7 x 18 : 3300/- + GST

  • Locker Size - 20 x 15 : 6000/- + GST

  • Locker Size - 16 x 21 : 6000/- + GST

*New Rates are effiective from Due Dates onwardes.

FDR - interest Amount of 3 years Rent (As per RBI guidelines)

11.

Penalty for late payment of Locker Rent

  • Rs. 10/- p.m. for Small locker *

  • Rs. 30/- p.m. for Medium locker *

  • Rs. 40/- p.m. for Large locker *

  • Rs. 50/- p.m. for Extra Large locker *

12.

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs. 50/-* per visit

13.

Signature verification charges

DELETE

14.

Duplicate statement of account

Rs. 25/- per page *

15.

Draft cancellation charges

Rs. 50/- *

16.

Pay order cancellation charges

Rs. 50/- *

17.

Charges for issue of duplicate draft

Rs. 50/- *

18.

Charges for issue of duplicate pay order

Rs. 50/- *

19.

Service Charges for not maintaining minimum balance

Saving Account- Rs. 45/- per quarter * Current Account- Rs. 150/- per quarter * on average quarterly balance.

* Not to be recovered for accounts of staff and students

20.

Issue of drafts / pay orders (other than drafts of nationalised banks)

Rs.1 per thousand with a minimum of Rs. 30/-* maximum Rs. 7500/-*

21.

Cheque Book Charges

  • Saving Account- Rs.50/-*per cheque book of 15 leaves (In a year one cheque book of 15 leaves is free of charge)

  • Current /Cash Credit & Other Account- Rs. 165/-* per cheque bookof 48 leaves (In a account first cheque book is free of charges)

22.

No Dues Certificate

Rs. 50/-*

23.

Enquiries relating to old records (more than 12 months old)

Rs. 100/-* per item

24.

Charges for excess debit entries in Saving account

Rs. 10/-* per debit entry in excess of 100 debit entries per year(Other than UPI Transections)

25.

Issue of Duplicate Share Certificate

Rs. 25/-*

26.

RTGS/NEFT

  • Upto Rs. 10000/- - Rs. 2/-

  • Rs. 10001/- to Rs. 100000/- -Rs. 5/-*

  • Rs. 100001/- to Rs. 200000/- -Rs. 10/-*

  • Rs. 200001/- to Rs. 500000/- -Rs. 25/-*

  • above Rs.500000/- - Rs.50/-*

27.

IMPS Outward Transections (Mobile Banking Channel)

  • Rs.1 to Rs.10,000/- - Free

  • From Rs.10,001/- to Rs.5,00,000/- - Rs.5/-*

28.

Cash Handling Charges

i) Saving
ii) Current
iii) ODCD

For Deposit first 1000 pices free thereafter Rs.5/- + GST per 100 pices or part thereof for the cash deposited in accounts during the day from Home or Non Home Branches .
* Maximum Rs.5000/- +GST

29.

SMS Alert Charges

i) For Saving

ii) Current/CCC/SCC/Hyp

 

i)Rs.15/- per quarter*

ii)Rs.30/- per quarter*

30.

ATM Card Charges

i)ATM AMC Charges

ii)ATM Duplicate/reissue charges

 

i)First Year Free and from 2nd year onward Rs.150/-* p.a

ii)Rs.500/- per Card*

* Plus GST @ 18% which is to be rounded off to next Rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier & Rs.30/- per side for covers sent by Regd. Post/ Speed Post.

Sr.

Particulars of Service Charges

Revised Rates w.e.f. 01/03/2019

1

I. C. charges

Rs. 120/- per page *

2.

Cheque return charges (for insufficient funds)

For Inward clearing:-Rs. 200/- per instrument*

For Outward clearing:-Rs. 50/- per instrument*

3.

Cheque return charges (for any reason)

For Inward clearing:- Rs. 100/- per instrument*

For Outward clearing:- Rs. 50/- per instrument*

4

Stop payment charges

Rs. 100/- per cheque *

5

A/c closed charges (with cheque book) to be recovered if account is closed within 6 months.

  • i) Saving Bank Account – Rs. 100/- *

  • ii) Current Account - Rs. 250/- * + recovery of pending I. C. charges *

6

A/c closed charges (without Cheque Book) to be recovered if account is closed within 6 months.

Rs. 100/- *

7

Duplicate Pass-book (Saving Bank)

Rs. 50/- *

8

Duplicate Pass-book (M.S.Y/ JBY.)

Rs. 20/- *

9

Signature verification charges

Rs. 50/- *

10

Duplicate statement of account

Rs. 25/- per page *

11

Draft cancellation charges

Rs. 100/- *

12

Pay order cancellation charges

Rs. 50/- *

13

Charges for issue of duplicate draft

Rs. 60/- *

14

Charges for issue of duplicate pay order

Rs. 60/- *

15

Collection of cheques sent to our Branches & HDFC Bank

i) Upto Rs. 1000/- - Rs. 10/- * + Postage of both sides

ii) Rs. 1001/- to Rs.10000/- - Rs30/- * + Postage of both sides

iii) Rs. 10001/- to 100000/- -Rs.75* + Postage of both sides

iv) above Rs. 100000/- to Rs. 500000/- -Rs. 200/-* + Postage of both sides

v)above Rs. 500000/- Rs.250/-* + Postage of both sides

Cheque Return Charges - 50% of above charges* + Postage of both sides

16

Collection of Cheques sent to other Banks.

50% of above * + charges of other bank + Postage

17

Collection of cheques received from other Banks.

  • i) Upto Rs. 10000/- - Rs. 20/- *+ Postage + D.D. Commission *

  • ii) Above Rs. 10000/- - Rs.30/- * + Postage + D.D. Commission *

  • iii) For HDFC Bank only Postages to be recovered.

  • iv) Cheque return charges – Upto Rs.10000/- Rs. 20/- * + Postage

  • v)Above Rs. 10000/- Rs. 30/- *+ Postage

18

Bills received for collection (IBC)

  • i) Upto Rs. 10000/- - Rs. 20/- * + postage + D. D. Commission *

  • ii) Above Rs.10000/- - Rs.30/-*+ Rs.1/- per thousand *+postage + D.D. Commission *

  • Bill Return charges Upto Rs. 10000/- Rs. 25/- *+ postage

Above Rs. 10000/- Rs. 35/- *+ postage

19

Service Charges for not maintaining minimum balance

Saving Account- Rs. 45/- per quarter * Current Account- Rs. 150/- per quarter * on average quarterly balance.

* Not to be recovered for accounts of staff and students

20

Issue of drafts / pay orders

Rs.1/- per thousand with a minimum of Rs.30/-*
maximum Rs.7500/-

21

Cheque Book Charges

  • Saving Account- Rs. 36/-*per cheque book of 15 leaves (In a year one Cheque Book of 15 leaves is free of charge)

  • Current /Cash Credit & Other Account- Rs. 115/-* per cheque bookof 48 leaves (In a account first cheque book is free of charges)

22

Charges for excess debit entries in Saving account

Rs. 10/-* per debit entry in excess of 100 debit entries per year

23

No dues Certificate

Rs. 50/- *

24

Enquiries relating to old records (more than 12 months old)

Rs. 100/*- per item

25

Issue of Duplicate Share Certificate

Rs. 25/-*

26

RTGS/NEFT

  • Upto Rs. 10000/- Rs. 2/-

  • Rs. 10001/- to Rs. 100000/- Rs. 5/-*

  • Rs. 100001/- to Rs. 200000/- Rs. 10/-*

  • Rs. 200001/- to Rs. 500000/- Rs. 27/-*

  • above Rs.500000/- Rs.50/-*

27

Locker Rent

  • Small - Rs. 2000/-*

  • Medium - Rs. 3500/-*

  • Large - Rs. 5000/-*

28

Penalty for late payment of locker rent

  • Rs. 40/-* p.m. for Small locker

  • Rs. 70/-* p.m. for Medium locker

  • Rs. 100/*- p.m. for Large locker

29

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs. 50/-* per visit

30

Cash Handling Charges

i) Saving
ii) Current
iii) ODCD

 

For Deposit first 1000 pices free thereafter Rs.5/- + GST per 100 pices or part thereof for the cash deposited in accounts during the day from Home or Non Home Branches .
* Maximum Rs.5000/- +GST

 

v) RD Installment-in cash (Below Rs. 50000/-)

Free

 

vi) TL type Cash-Deposit

Free

 

vii) Transfer/Clearing -Deposit/ Withdrawal Saving, Current, All types of Loan A/cs.

Free

31

SMS Alert Charges

i) For Saving

ii) Current/CCC/SCC/Hyp

 

Rs.15/- per quarter*

Rs.30/- per quarter*

* Plus GST @ 18% which is to be rounded off to next rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier

Sr.

Type of Charges

Particulars

New Charges

Remarks

1

 Processing Charges (Excluding LAGWHR, LAFDR , ODCD)
(A)For New Proposals /Enhancement Amount 0.50%
(Minimum Rs.100/- Maximum Rs.1.00 Lac)
(B) For Review / Renewal
Upto Rs.1.00 Lac Rs.200/-
Above Rs.1.00 Lac to Rs.2.00 Lac Rs.300/-
Above Rs.2.00 Lac to Rs.5.00 Lac Rs.700/-
Above Rs.5.00 Lac to Rs.25.00 Lac Rs.1500/-
Above Rs.25.00 Lac to Rs.100.00 Lac Rs.3500/-
Above Rs.100.00 Lac Rs.3500/- + 0.1% of above of Rs.100.00 Lac
2 Processing Charges for LAGWHR For New / Review / Renewal /Enhancement
Upto Rs.1.00 Lac Rs.200/-
Above Rs.1.00 Lac to Rs.3.00 Lac Rs.300/-
Above Rs.3.00 Lac to Rs.10.00 Lac Rs.500/-
Above Rs.10.00 Lac to Rs.50.00 Lac Rs.700/-
Above Rs.50.00 Lac Rs.1500/-
3 Bank Gurantee Commission i) Amount of Bank Gurantee up to & inclusive of Rs. 2.00 Crore 2.00 % of BG + GST per annum OR Part thereof (Min 3 Months)
ii) Amount of Bank Gurantee above 2 Crore 1.00 % of BG + GST per annum OR Part thereof (Min 3 Months)
iii) Amount of Bank Gurantee against 100% Bank Deposit 0.50 % of BG + GST per annum OR Part thereof (Min 3 Months)

In Case of BG Limit is Sanctioned while determinig the slab of Rs.2.00 Crore, Outstanding of limit be considered.
4 Stock Verification Charges Limit Upto Rs.5.00 Lac NIL
Limit Over Rs.5.00 Lac to Rs.25.00 Lac Rs. 100/- per visit
Limit Over Rs.25.00 Lac to Rs.50.00 Lac Rs. 250/- per visit
Limit Over Rs.50.00 Lac Rs.400/- per visit
For Verification at outstation Centers Charges Applicable as above + Actual transportation charges
5 Lodgement / Delivery in Pledge Accounts Per Lodgement Rs.200/- per lodgement Plus S. Tax
Per Delivery Rs.200/- per delivery
6 Issue of Solvency Certificate Upto Rs.25.00 Lac 0.20% or Minimum Rs.1000/-*
Above Rs.25.00 Lac Rs.5000/- + 0.05% of Above Rs.25.00 Lac (Maximum upto Rs.25000/-)
7 Security Verification Charges (Excluding Stock) Limit Upto Rs.2.00 Lac Rs.100/-
Limit Above Rs.2.00 Lac to Rs.10.00 Lac Rs.300/-
Limit Above Rs.10.00 Lac to Rs.20.00 Lac Rs.500/-
Above Rs.20.00 Lac to Rs.50.00 Lac Rs.1500/-
Limit Above Rs.50.00 Lac to Rs.200.00 Lac Rs.3000/-
Limit Above Rs.200.00 Lac Rs.5000/-
For Verification at outstation centers Charges Applicable as aboive + Actual transportation charges*
8 Discounting of Demand Documentary Bill @1.00% and interest @13.50% p.a. Plus postage (Both sides) *Credit to P/L Intt. (For First Class Bank Only)
9 Inland L.C.s 2% p.a for LCs with 100% cash margin-1%
i)Release & Substitution of Personal Guarantee/Collateral security 0.02% of the Limit (Minimum RS.500/- Maximum Rs.10000/- )
12 Non submission of Renewal/Review data,including Financial papers Audited B/s etc 0.05% per lac per month for delayed period on the amount of limit (Maximum Rs.1000-/p.m.)
13 Line of Credit Certificate i) Existing borrowers who have credit limit with us Rs.2000/- Plus GST per Certificate
ii)Not borrower but only customer of bank Rs.5000/- Plus GST per Certificate
14 Valuation Charges of Gold ornaments 0.15% of Valuation of Gold (Maximum Rs.1000/- & Minimum Rs.100/- Plus GST)
15 Valuation of Proporty A)For Housing and Home Plus Loans Rs.2500/- per valuation for the proposal
B)Other than Housing and Home Plus Loans

  • i)Valuation upto Rs.2 lakh : Rs.500/-*

  • ii)Valuation Above Rs.2 lakh to 5 lakh : Rs.1000/-*

  • iii)Valuation Above Rs.5 lakh to 25 lakh : Rs.1000/-up to 5 lakh + Above RS.5 lakh to 25 lakh @Rs.50/- per lac (i.e upto Rs. 20 lac) + GST

  • iv)Valuation Above Rs.25 lakh : Rs.2000/-up to 25 lacs + Above RS.25 lacs @Rs.40/- per lac (Maximum Fees Rs. 20000/-) + GST
16 For Spot Visit & Other Charges No Charges within 50kms of branch peripheral
Rs.15/- per km for property beyound 50 kms of branch peripheral (Max Rs.1000/-)

* Plus GST @ 18% which is to be rounded off to next Rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier & Rs.30/- per side for covers sent by Regd. Post/ Speed Post.

Banking Facility

RTGS / NEFT / IMPS

Mobile Banking / UPI

ATM / Debit Card

Internet Banking

Health Insurance

Life Insurance

General Insurance

Government Subsidy