A

Rs.25.00 Lakh and Above

AUB - 1

9.30%

AUB - 2

9.80%

AUB - 3

11.15%

OTHER

12.15%

B

Below Rs.25.00 Lakh
a)Collateral security is available more than 75%.
b) The unit is in existence for last 5 years in the activity.
c) For New units or units in existence for less than 5 years & collateral security 100%.

9.65%

C

a) Collateral security is available from 50 – Less than 75% & unit is in existence for last 5 years.

10.15%

12

TERM LOAN FOR BUSINESS PURPOSE (New Product)
1.For New Entrepreneurs where Immovable asset is created out of bank finance and collateral security is 40% or more.
2. For New Entrepreneurs where other than Immovable asset is created out of bank finance and collateral security is 60% or more.
3.For existing Borrower / customer with satisfactory track record.

9.15%

TERM LOAN FOR BUSINESS PURPOSE (New Product)
1.For New Entrepreneurs where Immovable asset is created out of bank finance and collateral security is less than 40% or no collateral.
2. For New Entrepreneurs where other than Immovable asset is created out of bank finance and collateral security is 25% or less than 60% of loan amount.

9.65%

a

Term Loan ( SSI Unit )

9.40%

b

TERM LOAN/ COMM. VEHICLE (Upto 25 lakhs) - Existing Accounts

11.65%

AUB - 1

10.05%

AUB - 2

10.55%

AUB - 3

11.15%

OTHER

11.65%

c

Term Loan PROF DOCTOR

i

Score 90 and above

9.15%

ii

Score 80 to below 90

9.40%

iii

Score 70 to below 80

9.65%

iV

Score 60 to less than 70

10.15%

TL for construction of Rural Godown under NABARD Scheme.

9.65%

TL for installation of Solar Panel

9.40%

d

Term Loan Builders & Developers ( Project Finance )

15.90%

14

Agriculture Loan (Short Term )

12.40%

Agriculture Loan (Long Term )

10.15%

16

Secured Instalment Loan New Product w.e.f. 01/08/2020

11.65%

18

GR Loan, Surity Loan & JSY

15.40%

20

Bill Discount/ Purchase Bill under Letter of Credit & I.B.P. ( Inland Bill Purchase )

12.90%